Shem Barlow

(801) 856-6151

No Extra Cost. Professional Guidence. Complete Protection. Simplified Enrollment. Personalized Support.

How Our Process Works

Our Four Simple Steps To Get Started

  • 15-Minute Consult

    Get personalized help at no extra cost. You’ll work with one of our local agents throughout the entire process. Unlike other online quoting systems, we are not a call center.

  • We’ll Compare Hundreds of Insurance Companies

    Your agent will find you three health insurance options and help you compare them side by side in an easy to understand format.

Total Annual Medical Bills:

 

  • Deductible
  • Co-Insurance
  • Max Out of Pocket
  • Monthly Premium
  • Total Medical Bills
  • Member Pays
  • Total Annual

Plan A

  • $7800
  • 40%
  • $8,550
  • $28
  • $500
  • $500
  • $830

Plan B

  • $0
  • 15%
  • $2,800
  • $269
  • $500
  • $75
  • $3,299

Plan C

  • $650
  • 30%
  • $2,850
  • $245
  • $500
  • $500
  • $3,443
Recommended Plan!
Total Annual Medical Bills:

  • Analyze Your Options

    Our analysis software shows you exactly which plan is the most cost-effective in a variety of situations. Try it out using the image above!

  • Simplified Application Process

    Your agent will make the enrollment and re-enrollment process simple. You fill out one easy form online, and our agents will take care of any pending requirements and will deal with the marketplace for you.

Only 4% of Adults Can
Define These Insurance Terms

Are you one of the 4%? Drag and drop below to find out.

Question
Drop Answer Space
The maximum someone will pay out of pocket for their medical bills.
The amount someone has to pay before their insurance will pay a claim.
A fixed amount paid for a service - Ex. - $25 to see a doctor
A percentage of medical bills a member pays after they have the deductible

Possible Answers

Max Out of Pocket
Deductible
Co-Payment
Co-Insurance

Percent Correct: 0%

Health insurance can be confusing.
A Local Advisor can simplify the process.

Talk to an Advisor

Why Work With A Local Agent

Compare The Differences A Local Agent Can Make

CALL CENTER/ONLINE ENGINE

  • The price of your health insurance plan is legally regulated, so you will find the same premium no matter where you shop. Working with a Compass advisor means you can get personalized help at no extra cost. No Extra Costs
  • Our process is simple and transparent and can show all top options in your area. Online Quoting
  • Our advisors will help you understand your options in an easy to read, side by side comparison. Side-By-Side Comparison
  • Our plan analysis software makes it easy to see which plan will be the most cost effective in a variety of situations. Plan Analysis
  • Your Compass advisor will analyze your unique situation and needs to guide you in the process of choosing a plan. Professional Guide
  • Our agents will help with payments, pending documents, claims questions, etc. You won’t get this level of support buying your insurance through an online quote engine or call center. Long Term Relationship
  • Our agents check in at least quarterly to make sure you are happy with your plan and that all of your questions are answered. Quarterly Review
  • Our agents are local and can meet online, over the phone or face to face. Local Agent
  • We can fix a pending application or help you navigate any additional requirements. Don’t deal with the healthcare marketplace alone. Resolve Marketplace Issues
  • Our agents are available to text, call, email, or you can schedule an appointment directly on their calendar at a time that is convenient for you. Schedule Consult Anytime

COMPASS ADVISOR

  • The price of your health insurance plan is legally regulated, so you will find the same premium no matter where you shop. Working with a Compass advisor means you can get personalized help at no extra cost. No Extra Costs
  • Our process is simple and transparent and can show all top options in your area. Online Quoting
  • Our advisors will help you understand your options in an easy to read, side by side comparison. Side-By-Side Comparison
  • Our plan analysis software makes it easy to see which plan will be the most cost effective in a variety of situations. Plan Analysis
  • Your Compass advisor will analyze your unique situation and needs to guide you in the process of choosing a plan. Professional Guide
  • Our agents will help with payments, pending documents, claims questions, etc. You won’t get this level of support buying your insurance through an online quote engine or call center. Long Term Relationship
  • Our agents check in at least quarterly to make sure you are happy with your plan and that all of your questions are answered. Quarterly Review
  • Our agents are local and can meet online, over the phone or face to face. Local Agent
  • We can fix a pending application or help you navigate any additional requirements. Don’t deal with the healthcare marketplace alone. Resolve Marketplace Issues
  • Our agents are available to text, call, email, or you can schedule an appointment directly on their calendar at a time that is convenient for you. Schedule Consult Anytime

DO IT YOURSELF

  • The price of your health insurance plan is legally regulated, so you will find the same premium no matter where you shop. Working with a Compass advisor means you can get personalized help at no extra cost. No Extra Costs
  • Our process is simple and transparent and can show all top options in your area. Online Quoting
  • Our advisors will help you understand your options in an easy to read, side by side comparison. Side-By-Side Comparison
  • Our plan analysis software makes it easy to see which plan will be the most cost effective in a variety of situations. Plan Analysis
  • Your Compass advisor will analyze your unique situation and needs to guide you in the process of choosing a plan. Professional Guide
  • Our agents will help with payments, pending documents, claims questions, etc. You won’t get this level of support buying your insurance through an online quote engine or call center. Long Term Relationship
  • Our agents check in at least quarterly to make sure you are happy with your plan and that all of your questions are answered. Quarterly Review
  • Our agents are local and can meet online, over the phone or face to face. Local Agent
  • We can fix a pending application or help you navigate any additional requirements. Don’t deal with the healthcare marketplace alone. Resolve Marketplace Issues
  • Our agents are available to text, call, email, or you can schedule an appointment directly on their calendar at a time that is convenient for you. Schedule Consult Anytime

Get To Know Shem

Your local Compass Agent.

Shem Barlow

Licensed Insurance Agent

Currently live in southern Utah with my wife and soon to be 4 kids. I enjoy football and basketball with my favorite pro and college teams being the Utah Jazz, Houston Texans, and the BYU Cougars, along with keeping an eye on all Utah sports teams. Nothing beats spending time with my growing family. My ultimate goal is to be a positive influence in the lives of those I come in contact with.

I protect individuals, families and small businesses from high healthcare costs, strategize with them to replace potential lost income and leave a legacy for those who pass on. I specialize in UT, AZ and NV and have been a licensed health and life insurance professional since 2012.

Get Started, Get a Quote from Shem

What Others Say About Us

Our Customers Love Us

We Are Proud Of Our Case Studies

We believe our statistics speak for themselves!


  • AGENTS

  • CLIENTS SIGNED

  • CLAIMS PAID

  • POLICIES WRITTEN

Insurance Learning Resources

We are committed to helping you understand your insurance benefits.

  • What is a Deductible?

    Your deductible is what you will pay out of pocket before your health insurance will begin to cover any qualified expenses. Deductibles are usually an annual amount. Many plans offer preventative benefits even before you have met your deductibl...
  • What is a Co-Pay?

    Many health insurance plans will have a copay associated with certain services. This means that prior to meeting your deductible, you will only be responsible for the copay. In our example above, if you have a $10 copay for a primary care visit, t...
  • What is Co-Insurance?

    After you have paid your deductible, you still may be required to pay co insurance. This is a small percentage of your medical bills that you’ll pay after paying for your deductible. So for example, if you have a $1,000 deductible with an 80/20 pl...

Our Partners

We compare over 100 insurance carriers to find the best possible solution for your unique situation.

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Shem Barlow

(801) 856-6151

No Extra Cost. Professional Guidence. Complete Protection. Simplified Enrollment. Personalized Support.